Born in 1976, Mallika Mathur Lhéritier started her career in New York, in 2000, as an analyst at the US bank Bank of Merrill Lynch, then in 2003 at the Royal Bank of Scotland, in the structured asset financing division for North America. She then continued her career in North America and Europe for 11 years, with the HSBC Group, alternating between positions in Toronto, Paris and London, where she became a Director in the Global Banking Markets division. In 2017, she joined Accenture's Sydney practice as a Talents and Organization Manager helping clients to think through topics such as the Future of Work. In 2019, she joined Ernst & Young in Kuwait, where she became a consultant in the advisory practice working on strategy, digital and corporate transformation. She is currently finishing up her EMBA, specializing in innovation and entrepreneurship at HEC Paris, having obtained an undergraduate degree from Tufts University, USA.

On September 1, 2020, Mallika Mathur Lhéritier joins RCI Bank and Services as Chief Transformation Officer, becoming a member of the Executive Committee.

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About RCI Banque S.A.

Created and wholly owned by Groupe Renault, RCI Banque S.A. is a French bank specializing in automotive financing and services for the customers and dealership networks of Groupe Renault (Renault, Dacia, Alpine, Renault Samsung Motors and Lada) worldwide, the Nissan group (Nissan, Infiniti and Datsun) mainly in Europe, Brazil, Argentina and South Korea and through joint ventures in Russia and India, and Mitsubishi Motors in the Netherlands.  

RCI Bank and Services has been the new commercial identity of RCI Banque S.A. since February 2016.

With 3,700 employees in 36 countries, RCI Bank and Services financed over 1.8 million contracts (for new and used vehicles) in 2019 and sold more than 5.1 million services.  At end-December 2019, average performing assets stood at €47.4 billion in financing and pre-tax income at €1.327 billion.  

RCI Bank and Services has rolled out a deposits collection business in five countries since 2012. At end-December 2019, net collected deposits totaled €17.7 billion, or 35% of the company's net assets. 

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