What does the position of Treasurer involve?

The main responsibility of a Treasurer is to ensure a sustainable funding which will allow business continuity. I say sustainable, because every loan taken involves a responsibility towards the investor’s community (banks, mutual funds, insurance companies). 

To make this debt sustainable, the Treasurer must manage risks, and follow specific guidelines that will provide liquidity to ensure the planned business scenario.

This position includes other responsibilities like building and developing banking relationships, dealing with rating agencies and regulators, ensuring payments to service suppliers and dealers and participating in the pricing process through funding rates calculation.

What are the requirements for this position?

As in all jobs, I believe that the first requirement is to love what you do. Setting aside that, you need to have good understanding of numbers, and as well interpretation of the political/economic environment. Any new regulation, political decision or event, will affect the context where you work so it is very important to be, as I said, updated with latest news. You also need to be good in communication, as you need to translate sometimes difficult concepts to different types of public.

How do you view your experience to date within the group? What are the differences with other banks you have worked for?

I am really enjoying my work within the group. It is very dynamic, and the automotive sector in Argentina changes dramatically every year. Just as an example, in only 3 years in the company, car registrations have ticked the highest volume in its history and 12 months later we were under a severe crisis.

This volatility makes my job challenging, and the possibility to participate in monthly Financial Committees with HQ allows me to understand and to take action in the company’s important decisions. The interaction with HQ, with people from different countries and cultures is also very important for me, and I consider that is a “plus” in a global corporation. I also like cars, so the combination of financials with them is a perfect mix for me!  

I would say that the main difference with other banks relates to the size of the structure. The banks I have worked for were bigger, and consequently the decision process was slower and the access to decision-makers more difficult than here. We work in a very agile company and any employee can feel the impact of his work.

What specific projects are you currently working on?

Currently, and it is one of the main objectives for 2020, we are working in the automatization on the supplier’s payment process. This task involves several manual steps, which are subject to risks, and modernizing it will save hours of operational work. There were many improvements in technology applied for cash management and payments, and we must adjust our procedures to the latest “state of the art”.

employee profiles

Maria-Virginia Ghillani
Corporate Human Resources Manager
Groupe
David Schürhoff
Brand Manager Used Cars
Germany
Edouard Keates
Internal Auditor
Groupe

The major challenge I face everyday is to convey and to encourage people for the same objective.

Gayeon Lee
Communication and CRM Manager
South Korea

I could use everything I've learnt at Renault and at the same time, work with a banking culture.

Elizandra Costa
Customer and Digital Director
Brazil

Through all these years, I’ve always got the feeling of being useful to the company through my jobs, of learning things.

Franck Cournée
Wholesale Funding Manager
Groupe

The group gave me the opportunity to change several positions, sometimes pushing me beyond my comfort zone.

Marta Barillari
Daciafin Sales Manager
Italy

Changing things, it's something I regularly try to do in the different projetcs I've led at RCI Bank and Services.

Alice Altemaire
CEO at RCI Bank UK
United Kingdom

We are lucky to have many different opportunities, to move on managarial or technical job positions.

Cédric Édelin
Dealer Financing Manager
France

Au coeur de mon travail, il y a la collaboration avec des équipes variées et nos partenaires dans l'assurance.

Haejung Park
Insurance and Services Director
South Korea

My job now is to put in place IT systems that are innovative, agile, cost-effective and compliant with the regulatory demands of our operations.

Catherine Jegou
Head of IS Finance and Regulatory
Groupe

All our achievements and our performances result from teamwork and synergy which is extraordinary

ALI Moutamassik
Business methods manager
Morocco

The characteristics of HR directors and HR people differ greatly by countries, which is very interesting.

Jiwoong BAEK
Human resources manager
Groupe

We always aim to be more customer-centric and this team is always tryning to fulfill this goal.

Pilar Balguerias-Amian
Data project manager
Groupe

The company moves with the times, it has perfected its own fast-mooving tools, it's a genuinely innovative company which knows how to make headway.

Elodie FAUCON
Customer Relations manager
France

I like the variety of my job: being a manager, creative, analytic and using my organizational skills.

Carmen Schiefer
Head of Deposit Business
Germany

It is a pretty cross-cutting job, there are lots of synergies, we work very closely with the car manufacturers.

Ahmed BAHOU
Electric Vehicle Sales Advisor
Groupe

A huge number of functions exist within the group, and there's nothing stopping you moving from one to another if you express the wish to do so.

Bastien MAGE
Business manager Renault-Dacia
France

I didn't think I would stay that long within RCI Bank and Services. It is almost 16 years today, but I'm happy I did.

Christine KIENSTRA
Services and Mobility Sales Director
Groupe

What I like about the job of a purchaser, is having a broad vision of the different functions and business lines in the company.

Arthur Val
Purchaser
Corporate

In my job position, we work at the pace of the economy and the rythm of life of the company.

Franck Destouches
Head of Management Control
Corporate

The main challenge today is to take care of the company’s profitability by controlling the cost of risk.

Carlos Knaudt
Chief Wholesale Financing Officer
Argentina

Human resources take a leading part in the changes that an organization needs.

Diana Macias
Human Resources Director
Colombia

My job is to provide support to Renault dealers to increase the loyalty of their customers via our financing offers and services.

Frédéric Dussillol
Sales area manager
France

International Volunteering in Business work is valued at RCI Bank and Services, and there is a true culture of mobility. 

Mathilde Lienard-Demailly
Chief financial officer
Romania