Mobilize Financial Services aims to contribute to Renault Group’s objective on the environmental dimension: achieve net-zero carbon by 2040 in Europe, and by 2050 in the rest of the world, in line with the Paris Agreements. To achieve this, priority is being given to electric mobility and the financing of the electric mobility ecosystem with charging infrastructures and solutions.
Our financed emissions refer to greenhouse gas emissions generated indirectly by the purchase or rental of vehicles. Our own emissions cover the emissions related to the company operations.
Among its environmental objectives, Mobilize Financial Services intends in particular to reduce its financed greenhouse gas emissions by 42% by 2030 (as this accounts for the vast majority of emissions).
We are committed to monitoring our environmental performance and providing regular updates and reports on key environmental issues through annual reports, including compliance with the CSRD framework.
OUR ACTION FIELDS
Financed emissions :
- Financing of electric and hybrid vehicles
- Investment in charging infrastructures
- Extension of vehicle’s lifecycle
Own emissions :
- Use of electric vehicle within the group
- Energy consumption of the offices
Calculating our carbon footprint to drive commitment
Each year, we calculate the carbon footprint of our own operations as well as that of our financing activities. These results are included in our CSRD sustainability report (within our management report) and are audited by statutory auditors. Our carbon footprint calculation methodology was reviewed and validated by SE Advisory Services in 2024 (formerly EcoAct).
This process enables us to monitor the evolution of our greenhouse gas emissions and take action to meet our decarbonization targets, in alignment with Renault Group’s objectives.
- For the company’s own emissions, the carbon reduction target is set at 35% by 2030. These emissions represent a minor share of the total emissions associated with Mobilize Financial Services (Scopes 1, 2, and upstream Scope 3).
- Externally – across all financing operations of Mobilize Financial Services, the carbon reduction target is set at 42% by 2030 (downstream Scope 3).
Our services and actions to reduce our carbon footprint
Acting on Financed Emissions
To reduce financed emissions, our priority is to promote electric mobility and extend the lifecycle of vehicles.
Mobilize Financial Services is implementing an action plan to encourage the adoption of electric vehicles through tailored offers and an adapted pricing policy. We provide combined offers for electric vehicles, including, for example, financing for home charging stations, as well as differentiated pricing between internal combustion vehicles and EVs, with the goal of making electric mobility more accessible.
Beyond financing offers, we also provide services designed to remove barriers to electric mobility (Switch Car). We also offer a green savings product in the UK, launched in 2021: RCI Bank E-Volve Savings. Deposits collected through this product are exclusively allocated to financing electric vehicles.
Reducing the carbon footprint of mobility also means extending vehicle lifespans and maximizing their use. Mobilize Financial Services promotes this by financing used vehicles of all powertrains, with tailored financial services such as maintenance and extended warranties, within Renault’s certified ReNew network. We are committed to increasing the financing of second-hand vehicles to reduce the need for new vehicle production and the associated carbon emissions from manufacturing processes. This approach is fully aligned with Renault Group’s lifecycle strategy.
Acting on our own emissions
To achieve its targets for its own emissions, the Group is taking action to improve the energy efficiency of its offices, promote renewable energy, and encourage the use of electric vehicles within the organization.
To accelerate the adoption of electric vehicles, Mobilize Financial Services is focusing on renewing its fleet so that it consists primarily of electrified vehicles (hybrid or electric). In addition, mobility plans encourage employees to choose public transportation or low-carbon travel options.
Mobilize Financial Services aims to power its offices with renewable energy. The Group is also working to make its IT infrastructure more sustainable by monitoring energy consumption and promoting circular economy practices.
We actively monitor our climate change mitigation commitments. Specifically, four dedicated indicators are integrated into Mobilize Financial Services’ risk monitoring policy: reduction of financed CO₂ emissions, ESG rating, share of electric vehicle financing compared to other powertrains, number of commercial offers dedicated to electric vehicles.
Raising awareness among our teams about climate change
We are committed to raising employee awareness of environmental issues through initiatives such as the Climate Fresk workshops. By the end of October 2025, 213 employees had participated in a Climate Fresk session, representing 5% of the Group’s workforce. Mobilize Financial Services has launched an internal program to gradually train facilitators among its employees to organize Climate Fresk workshops at headquarters and in subsidiaries.
Our goal is to raise awareness among 80% of the company’s employees by 2030.
GREEN BONDS
A green bond is a type of bond whose proceeds are exclusively used to finance projects with environmental benefits. Mobilize Financial Services allocates these funds to the leasing or purchase of electrified vehicles. Find all the documents about the green bonds at the group RCI Banque SA, operating under the commercial brand Mobilize Financial Services.
