Ratings

The group’s consolidated issues are made by seven issuers: RCI Banque, DIAC, Rombo Compania Financiera (Argentina), RCI Financial Services Korea Co Ltd (South Korea), Banco RCI Brasil (Brazil), RCI Finance Maroc, and RCI Colombia S.A. Compañia de Financiamiento (Colombia).

  • RCI BANQUE SHORT TERM: S&P: A-3 / Moody's: P-2
  • RCI BANQUE LONG TERME: S&P: BBB - (Stable) / Moody's: Baa2 (negative) 

Ratings by issuer

InstrumentMarketAmountS&PMoody'sOther
Instrument
TIER 2 Subordinated Notes n°19-517
Market
euro
Amount
€ 850 m
S&P
BB
Moody's
Ba2 (negative outlook)
Instrument
NEU MTN Program
Market
french
Amount
€ 2,000 m
S&P
BBB- (stable outlook)
Moody's
Baa2 (negative outlook)
Instrument
NEU CP Program
Market
french
Amount
€ 4,500 m
S&P
A-3
Moody's
P2
Instrument
Euro MTN Program
Market
euro
Amount
€ 23,000 m
S&P
BBB- (stable outlook)
Moody's
Baa2 (negative outlook)
InstrumentMarketAmountS&PMoody'sOther
Instrument
Bonds
Market
Brazilian
Amount
BRL 3,371 m*
Moody's
AA+.br (stable outlook)
InstrumentMarketAmountS&PMoody'sOther
Instrument
NEU MTN Program
Market
french
Amount
€ 1,500 m
S&P
BBB- (stable outlook)
Instrument
NEU CP Program
Market
french
Amount
€ 1,000 m
S&P
A-3
InstrumentMarketAmountS&PMoody'sOther
Instrument
CDT : Certificado de depósito a Término
Market
Colombian
Amount
COP580 billion(*outstandings)
S&P
AAA.co
Instrument
Bonds
Market
Colombian
Amount
COP451 billion* (outstandings)
S&P
AAA.co
InstrumentMarketAmountS&PMoody'sOther
Instrument
TIER 2 Subordinated
Market
Moroccan
Amount
MAD 68 million
Instrument
BSF Program
Market
Moroccan
Amount
MAD 3,500 million
InstrumentMarketAmountS&PMoody'sOther
Instrument
Bonds
Market
South Korean
Amount
KRW 1,520 bn* (*outstandings)
Other
KR, KIS, NICE : A+
InstrumentMarketAmountS&PMoody'sOther
Instrument
Bond Program
Market
Argentinian
Amount
ARS 6,000 m
Moody's
A+ (arg) (stable oulook)
Other
Fix Scr : AA- (arg) (stable outlook)

Rating agencies

Document nameDateDownload
Document name
RCI Credit Opinion ( August 12th, 2021)
Date
12/08/2021
Download
Document name
RCI Credit Opinion (February 5th, 2021)
Date
05/02/2021
Download
Document name
RCI Periodic review (October, 21st 2020)
Date
21/10/2020
Download
Document name
RCI Credit Opinion (July 23th, 2020)
Date
23/07/2020
Download
Document name
Credit Research (June 3rd, 2020)
Date
03/06/2020
Download
Document name
RCI Company Profile (May 14th , 2020)
Date
14/05/2020
Download
Document name
RCI Credit Opinion (April 8th, 2020)
Date
09/04/2020
Download
Document name
Credit Research (March 31st, 2020)
Date
31/03/2020
Download
Document name
RCI Credit Opinion (September 27th, 2019)
Date
27/09/2019
Download
Document name
RCI Company Profile (May 27th, 2019)
Date
27/05/2019
Download
Document name
RCI Credit Opinion (March 28th, 2019)
Date
28/03/2019
Download
Document name
Credit Research (March 13th, 2019)
Date
13/03/2019
Download
Document name
RCI Credit Opinion (January 25th, 2019)
Date
25/01/2019
Download
Document name
RCI Credit Opinion (August 03rd, 2018)
Date
03/08/2018
Download
Document name
RCI Company Profile (June 29th, 2018)
Date
29/06/2018
Download
Document name
RCI Credit Opinion (February 14th, 2018)
Date
14/02/2018
Download
Document name
Credit Research (January 26th, 2018)
Date
26/01/2018
Download
Document name
RCI Credit Opinion (November 13th, 2017)
Date
13/11/2017
Download
Document name
RCI Company Profile (July 25th, 2017)
Date
25/07/2017
Download
Document name
RCI Credit Opinion (May 18th, 2017)
Date
18/05/2017
Download
Document name
RCI Credit Opinion (November 24th, 2016)
Date
24/11/2016
Download
Document name
RCI Company Profile (July 25th, 2016)
Date
25/07/2016
Download
Document name
RCI Credit Opinion (June 2nd, 2016)
Date
02/06/2016
Download
Document name
RCI Issuer Comment (January 18th, 2016)
Date
18/01/2016
Download
Document name
Review on Auto Financing banks (December 11th, 2015)
Date
11/12/2015
Download
Document name
RCI Issuer Comment (January 22nd, 2015)
Date
22/10/2015
Download
Document name
RCI Company Profile (September 15th, 2015)
Date
15/09/2015
Download
Document name
RCI Credit Opinion (July 8th, 2015)
Date
08/07/2015
Download
Document name
Moody’s review on French banks (June 23rd, 2015)
Date
23/06/2015
Download
Document name
RCI Credit Opinion (March 24th, 2015)
Date
24/03/2015
Download
Document name
RCI Credit Opinion (January 09th, 2015)
Date
09/01/2015
Download
Document name
RCI Company Profile (October 23rd, 2014)
Date
23/10/2014
Download
Document name
RCI Credit Opinion (July 30th, 2014)
Date
30/07/2014
Download
Document name
RCI Issuer Comment (January 20th, 2014)
Date
20/01/2014
Download
Document name
RCI Credit Opinion (January 17th, 2014)
Date
17/01/2014
Download
Document name
Key rating drivers for European car financiers (February 05th, 2013)
Date
05/02/2013
Download
Document name
Review on Auto Finance Institutions (January 18th, 2013)
Date
18/01/2013
Download
Document nameDateDownload
Document name
Rating Actions On French Banks (February 2nd, 2022)
Date
17/02/2022
Download
Document name
RCI Credit Opinion (September 17th, 2021)
Date
17/09/2021
Download
Document name
Rating Actions On French Banks
Date
24/06/2021
Download
Document name
RCI Credit Opinion (July, 9th, 2020)
Date
09/07/2020
Download
Document name
RCI Research update (April 10th 2020)
Date
10/04/2020
Download
Document name
RCI Research update (February 20th, 2020)
Date
29/02/2020
Download
Document name
€850 Million Tier 2 Subordinated Notes Rated 'BB'
Date
13/11/2019
Download
Document name
RCI Research update (October 28th, 2019)
Date
28/10/2019
Download
Document name
RCI Credit Opinion (August 22nd, 2019)
Date
22/08/2019
Download
Document name
RCI Research update (February 26th, 2019)
Date
26/02/2019
Download
Document name
RCI Credit Opinion (August 23rd, 2018)
Date
23/08/2018
Download
Document name
RCI Research update (November 30th, 2017)
Date
30/11/2017
Download
Document name
RCI Credit Opinion (June 28th, 2017)
Date
28/06/2017
Download
Document name
RCI Research update (July 20th, 2016)
Date
20/07/2016
Download
Document name
RCI Rating update (May 27th, 2016)
Date
27/05/2016
Download
Document name
RCI Research update (December 3rd, 2015)
Date
03/12/2015
Download
Document name
RCI Research update (May 29th, 2015)
Date
29/05/2015
Download
Document name
RCI Rating update (July 4th, 2014)
Date
04/07/2014
Download
Document name
RCI Rating update (April 30th, 2014)
Date
30/04/2014
Download
Document name
RCI Rating update (October 29th, 2013)
Date
29/10/2013
Download
Document name
RCI Subordinated Debt Rating (August 26th, 2013)
Date
26/08/2013
Download
Document name
Research - Auto Captives (January 28th, 2013)
Date
28/01/2013
Download