In order to sustain the growth of the Company, as well as to address new digital challenges and to support the development of its new projects, RCI Banque is changing its organizational structure on January 1st, 2016.

RCI Banque is creating a new division in charge of supervising regions and countries, therefore will also oversee the company's international development. The Group Regions Director will report to the CEO and will join RCI Banque’s Executive Committee. Gianluca De Ficchy, CEO of RCI Banque, will head this new division on a temporary basis during the first half of 2016.

  • Daniel Rebbi remains VP, Sales & Marketing. The mission of the Sales & Marketing division is to devise and roll-out innovative sales approaches for the company's business projects, to develop new services, notably in automobility, and to extend the offer of deposit collection products. He remains a member of RCI Banque’s Executive Committee.
  • Patrice Cabrier is appointed VP, Chief Digital Officer and remains a member of RCI Banque’s Executive Committee. As part of his new functions, he will be responsible for leading the digital transformation of RCI Banque.
  • Umberto Marini is appointed VP, Information Systems and joins RCI Banque's Executive Committee. He will be tasked with carrying out the broad range of IT projects necessary as support to the development and diversification of RCI Banque’s activities.
  • Jean-Philippe Vallée is appointed VP, Customers and Operations, and joins RCI Banque's Executive Committee. He will be responsible for coordinating customer and network financing operations as well as credit risk. He will also be responsible for developing expertise in customer data processing. 


Daniel REBBI, born in 1960, started his career at Renault in 1984 in the IT Department, after graduating from the Ecole Centrale Paris. He then joined the Sales Division in various functions before becoming Renault Benelux General Manager. In 2008, he moved to RCI Banque and became RCI Banque Spain General Manager in 2011. From 2013, he was appointed Regional Director for Europe (excluding France). He is VP, Sales & Marketing since October 2014.

Patrice Cabrier, born in 1951, began his career at Alcatel in 1977. He joined RCI Banque in 1979, holding a number of senior operational positions as Managing Director in the Netherlands, Portugal, Italy and Germany from 1984 to 2004. In 2004 he became VP, Europe and a member of the RCI Banque Executive Committee. In 2010 he was named VP, Customers and Information Systems. He is an Applied Mathematics graduate of Paris VI University and an Economics and Finance graduate of the Institut d'Etudes Politique, Paris.

Umberto Marini, born in Italy in 1965, began his career at the German company Software AG in 1989, where he held a number of positions, before going on to join the US firm EMC in 2002. He joined RCI Banque Italy in 2002 as Information Systems Director. In 2010 he was appointed Information Systems Director for Europe and was promoted in 2011 as RCI Banque’s International Information Systems Director. He is an Economics graduate of Sapienza University in Rome.

Jean Philippe Vallée, born in 1972, joined RCI Banque in 1998 after an experience at Société Générale. He worked as a statistical analyst and as a sales manager before contributing to the creation of the RCI Banque subsidiary in South Korea as Customers and Risk Director in 2005. He became Managing Director for the Adriatic Region in 2009 and for Morocco in 2011, and was named Corporate Customers and Credit Risk Director in 2012. He is a graduate of the ENSAE. 


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Sophie Guiot

RCI Bank and Services

About RCI Banque

Created and wholly owned by Groupe Renault, RCI Banque is a French bank specializing in automotive financing and services for customers and dealership networks of Groupe Renault (Renault, Renault Samsung Motors and Dacia) throughout the world and the Nissan group (Nissan, Infiniti and Datsun) mainly in Europe and South America. Present in 36 countries, RCI Banque finances nearly 1,245,000 contracts a year. At December 31, 2014, it posted average outstandings of €25.4 billion and pre-tax profit of €674 million. RCI Banque carries out roughly 30% of its business in France.

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